Florida broker license pending · Advisory engagements open now · Sell-side listings begin once the license is issued
Ebenger Advisors

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Buying a business? Read these before we talk.

These pages cover what lenders will require and what the deal will really cost. Then send the items below and we'll spend our call on the business, not the basics.

1. Read these, in order

  1. Buying a Florida business with an SBA loan: the 2026 rules (11 min)
  2. What it costs to buy a business with an SBA loan (6 min)
  3. SBA loan vs seller financing (5 min)
  4. Letter of intent to purchase a business (6 min)

2. Run your numbers

Use the free calculators. Screenshots are welcome.

3. Send me what you have

  • The listing or CIM for the business, if you have one
  • Your cash available for equity (a range is fine)
  • Your relevant management or industry experience
  • Whether any owner or guarantor is not a U.S. citizen or national
  • Your target timing

Everything you send stays with me. I don't share client information with any company I own.

Next step

Send your numbers

I read every inquiry myself and reply within two business days with a plain fit check.

Send your numbers